Any business that wants to grow within their respective industry requires a fast and easy payment solution. At MerchACT, we provide businesses of all sizes with a low cost payment solution that allows you to access different market segments and grow your business.

Not all banks offer simple merchant accounts, and even the ones that do charge an arm and a leg in fees. We don’t require application of set up fees in order to give you the most affordable merchant account services possible. When you set up your domestic merchant account with us, you’re a partner not just a client.


Faster funding times

Lower rates and pricing

Flexible underwriting & risk management

Numerous domestic banks to work with

Maximize profits with a reputable and stable solution


This type of account is defined as an account where a bank within the United States provides settlement services for your transactions. A domestic merchant account is beneficial to businesses across the country because it allows for faster funding times, lower rates and pricing, and flexible underwriting and risk management.

Our goal is to get rid of the confusion associated with domestic merchant banking and allow you to take advantage of the local market and increase your profit. We work with numerous domestic banks and will pair your company with one that is the right fit your business needs. Our network extends to every industry and no matter what type of business you operate, startups included, there is a cost-effective payment solution for you.


All of our quality merchant processing platforms are tailored to each business we partner with. MerchACT provides in-house support of your account and you decide how hands-on you wish to be. Some of businesses let us take the reins and manage every aspect of their account while others only take advantage of some of our services. No matter what you choose, it’s your account and it comes with fraud tools, chargeback management and reporting.

We understand that you may have concerns with the aforementioned issues, which is why even though problems with fraud and chargebacks can’t be avoided, we can guarantee our participation in in helping resolve these matters as swiftly as possible. Additionally, our PCI compliant gateways allow for 24-hour funding of transactions. Not all domestic merchant accounts can offers such a fast and reliable funding solution but at MerchACT, we can.


We’ve been providing domestic and international merchant accounts to businesses at home and abroad for almost 15 years. Our card-not-present account model has serviced low and high risk businesses which makes us an industry leader. Besides our remarkable industry history, we value transparency and guarantee honesty and accountability on every transaction. Since our inception, we’ve aimed to establish and maintain long-standing relationships with the businesses we service and the merchant banks we match them with.

MerchACT offers domestic account services with quicker funding times allowing you to fund your bank account within 24 hours easily and affordably. Give your business a chance to grow domestically with your very own merchant account from MerchACT. Contact us now to get started on your cost-effective ecommerce solution.


Review Current Status

Talk with one of our friendly MerchACT advisors who will assess your current situation and advise you with the right solution for your business requirements.

Secure New Merchant Account

Talk with one of our friendly MerchACT advisors who will assess your current situation and advise you with the right solution for your business requirements.

Ongoing Account Management

Talk with one of our friendly MerchACT advisors who will assess your current situation and advise you with the right solution for your business requirements.


We offer a wide variety of complete and quality merchant processing platform suited to your business needs

MerchACT offers in-house support of your merchant account, PCI compliant gateway, fraud tools, chargeback management, and reporting. You do not need multiple vendors because we follow up periodically to ensure that everything you can possibly need are met.

We don’t require application and set up fees

While most processors charge and application fee, we make sure to give you the most affordable service we can offer. We’re in for the long haul, we’re more interested in merchant partnerships above anything else.

We have a remarkable history in the industry

With our 14+ years in working with card-not-present merchants, we have already been equipped with the right solutions to every unique business model’s demands. Let us know your needs and we will package an efficient payment processing service that best suits your specific requirements

We cater our services to both high and low risk merchant services

Help us determine which bank is best suited for your business by giving us a complete picture. Whether you’re a low or high risk business model, we’ll help you speed up the transaction

We value transparency

We value transparency when it comes to working with our clients. We will let you know exactly all the fees you are responsible for as well as the terms of our working agreement that will be upfront.

We directly process your merchant accounts

As much as it is important for you to know where your money is going, it is also critical for you to understand who is responsible for your account. With MerchACT, you will know who your merchant account relationship is with.

We guarantee honesty and accountability on all of our transactions

We aim to establish and maintain long-standing merchant bank relationships based on honesty and accountability. You are our partner in this and not just a merchant

We serve merchants from all over the world

We provide efficient merchant account services for business of all sizes, anywhere in the world.

We help you take advantage of both local and international industries

Let us review your business model to determine which merchant account is suited for your business

We help you address your payment processing concerns

Problems with fraud and chargebacks can’t be avoided that’s why we can guarantee you our participation in helping you pinpoint and resolve issues concerning your account. We will be more than willing to assist you because your success is our business.