A virtual terminal is an effective and easy to use online payment gateway for credit card transactions. Your business can save money and improve customer relations with this efficient payment processing system. Unlike Point-of-Sale (POS) machines that require a card to be swiped or pinned, virtual terminals offer a secure transaction portal for your customers and ensure sufficient funds are available, so you can save money and reduce chargebacks.

APPLY FOR A MERCHANT ACCOUNT NOW

POS machines are intended for store-front retail where a card is physically present, however your business has different needs. A POS machine requires a customer to swipe the card or enter a pin, and if this is not done or done so incorrectly you could be charged with a “non-qualified” surcharge. Using a virtual terminal ensures you’ll be able to verify each transaction, leading to saved money for you and your business.

Our virtual terminals accept all major credit cards and improve your businesses operations, allowing you to achieve ultimate convenience by processing payments through your computer or other hand-held electronics, saving you money from buying a pricey POS machine. You can access a virtual terminal through your traditional web browser.

As well, virtual terminals offer you flexibility and functionality in payment processing, allowing you to set up recurring billing, full or partial refunds and pre-authorized payment.

Virtual terminals also offer data protection, so all of the customer’s information is secure. Some common information a customer might have to enter include: order, customer or invoice number, credit card information, contact information, shipping and billing address and amount owing. As well, you can send a receipt to the customer’s email.

What we offer

We have been providing merchants with virtual terminal services for 15 years and believe maintaining strong relationships with our partners ensues their business can succeed and be profitable. We understand our customer’s don’t want to be trapped by fees, and that’s why there are no start up or administration fees when you work with MerchACT.

MerchACT offers virtual terminal solutions for all types of e-commerce industries, and we tailor our services to fit the needs of you and your business. We specialize in providing on-going customizable support for full service merchant accounts and global merchant accounts and work directly to help high-risk or complicated business models. Payment processing is a crucial aspect of your business and a virtual terminal can provide you with the most streamlined, cost-effective solution.

We value accountability and honesty, and that’s why our virtual terminal ensures your money and business remains secure. We provide full disclosure and help businesses of all sizes access markets around the world in order to better operate their business in a way that is safe and transparent. Our goal is to grow your business and ensure you’re increasing profit, not losing money to out-of-date payment processing solutions. We take time to understand your business and find the best solution for you.

Contact us today for more information about our easy and secure virtual terminal services that will help you stay competitive in your market.

HOW OUR PROCESS WORKS
  • Review Current StatusTalk with one of our friendly MerchACT advisors who will assess your current situation and advise you with the right solution for your business requirements.
  • Secure New Merchant AccountTalk with one of our friendly MerchACT advisors who will assess your current situation and advise you with the right solution for your business requirements.
  • Ongoing Account ManagementTalk with one of our friendly MerchACT advisors who will assess your current situation and advise you with the right solution for your business requirements.

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